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WHY YOU SHOULD JOIN US!
A credit
union is a co-operative financial institution owned and operated by
its members for their mutual benefits.Business is transacted on a more
personal and flexible basis than any other traditional institution.
STRATHCONA Credit Union resulted from the merger of PAPT, FESCT and
Strathcona Credit Unions. Members are drawn from the English School Boards
throughout Quebec; including teachers, support staff,
administrators, caretakers, and English hospitals.
The wide
spectrum of financial services that we offer is a matter of great pride to
us. The STRATHCONA Credit Union is part of the Régie de l’Assurance Dépôt du
Québec which covers savings up to $60,000.
Strathcona credit union is administered by a Board of Directors and all
the financial operations of the credit union are overseen by a Board of
Audit and Ethics. The members of these boards are volunteers, are elected,
and represent various member institutions.
All
members of the STRATHCONA Credit Union are required to purchase a five
dollar ($5.00) non-interest bearing share. This is a requirement since we
are affiliated with the Mouvement Desjardins. A deposit of fifty dollars
($50.00) is enough to open a regular savings account.
The
manager and employees are available to assist you with your financial
needs. Feel free to give us a call.
OUR
ADVANTAGES
We
operate within the English School Boards and other English
teaching institutions in Quebec and hospitals;
We offer
access to products and services adapted to your needs;
We
offer payroll deduction from your employer at source for ease in savings and
for repayment of loans;
We
offer competitive rates
A FINANCIAL INSTITUTION WHERE YOU HAVE A SAY
At
your credit union, you are more than just a client; you are also an
owner. This means that you can take part in making decisions at the
annual general meeting.
STRATHCONA CREDIT UNION OFFERS YOU:
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Personal chequing account
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Build-up
chequing account
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Regular
& daily savings
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Senior
special savings
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Term
Deposits
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R.R.S.P.
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Personal
lines of credit
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Personal
& mortgage loans
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Direct
salary deposits
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Payroll
deductions
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Pre-authorized payments
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Inter-Caisses
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STRATHCONA
CREDIT UNION CONVENIENCES
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Acces-D
(electronic banking)
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Multi-services card
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Transfer
between accounts and caisses
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Joint
account for members
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Transactions in person, by mail, by phone, or by e-mail.
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COMPLEMENTARY SERVICES
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Certified cheques
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Money
orders and drafts
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US
accounts
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Stop
payments orders
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Traveller’s cheques
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Wire
transfer of funds
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Visa
Card
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Loan &
mortgage life insurance
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Loan
disability insurance
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Direct
deposits:
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- income tax return
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- family allowance
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- GST return
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Pension deposits
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Quebec pension plan
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Home,
automobile and life insurance better premiums
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Financial counselling
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Notarial services
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Strict
confidentiality of all transactions
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Information sessions
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